Whether you're looking for adventure in a new Ford Explorer SUV or superior power in an F-150 truck, choosing the right financing option is as important as selecting the right model. At Dutch's Ford, we understand that every driver’s needs are unique, and we’re here to help you determine whether financing vs. leasing a vehicle suits your lifestyle and financial goals. Explore the benefits of both options at our Mount Sterling Ford dealer to make the best choice possible!
Why Finance a Ford for Sale in Kentucky?
When you finance a new Ford, it's completely yours once you've made all the payments. Ownership comes with a sense of security and accomplishment, plus you have the freedom to customize your Ford without any restrictions -- it's your canvas. There are also no mileage restrictions when you buy a car, so if you love taking Kentucky road trips or have a lengthy commute, then financing may be the best option for you.
While upfront costs and maintenance expenses may be higher in the short term, buying a vehicle may make the most sense financially if you'd like to keep your vehicle for a long period of time. Once the vehicle is paid off, you'll just need to pay for routine car maintenance and auto repairs without the burden of monthly car payments.
Why Lease a Ford in Mount Sterling, KY
If you're looking for lower upfront costs and don't plan to drive the vehicle for many years, then leasing a Ford model could be right for you. Leasing makes it easy to upgrade to the newest model every few years, allowing you to enjoy the latest technology and efficiency Ford has to offer.
Leasing a vehicle, however, does come with mileage restrictions and maintenance guidelines that may be subject to fees at the end of your lease. But once your Ford lease terms are over, you can simply move on, lease another car or even buy the vehicle outright. If you rarely drive long distances, want lower monthly payments and don't plan to make customizations, you may prefer leasing a vehicle in Kentucky.
Buying vs. Leasing a Car Near Me
At Dutch's Ford, we specialize in customizable finance options designed to meet your personal or family budget. While we acknowledge that leasing can also be a viable option, our auto financing team is particularly skilled in crafting finance packages that mitigate the typically higher upfront costs and turn the dream of car ownership into a reality for our clients.
Contact Dutch's Ford now to get started on your journey toward buying vs. leasing a car in Mount Sterling. Remember, whether you choose to lease your next Ford or finance it, we're here to guide you every step of the way!
| Finance a Ford | Leasing a Ford | |
|---|---|---|
| Ownership | Pay for complete ownership of the vehicle and have its title in your name | Pay for use of your new Ford and upgrade to a new model once the lease reaches its maturity date |
| Mileage Limits | No mileage restrictions | Mileage restrictions are determined by lease terms |
| Down Payment | Normally comes with a higher down payment | Ford leases generally come with lower down payments and less money upfront |
| Monthly Ford Payments | Typically higher monthly payments | Generally lower monthly payments |
| Ford Maintenance/Wear | Responsible for any repairs not covered in your Ford warranty | Required to get service according to the recommendations at Ford |
| Customization | Customize your Ford as you please | Customizing leased Ford models is prohibited |